Merchant Advance and Merchant Card Credit

These funding vehicles are for businesses that accept credit cards. If you accept credit cards and have sales over $5,000 monthly, you might be a great candidate for merchant advances and card credit.

  • Lenders review your merchant processing history to determine approval
  • Consistent credit card sales of $5,000 or more each month required
  • Limited chargebacks 
  • Challenged personal credit okay
  • Approvals as high as $250,000. Your approval amount will vary based on the amount of credit card sales you typically process in a month
  • The lender will look t monthly credit card processing amounts, and will then determine the time frame they want paid back, and will then give you an offer of what percentage they will collect on your future credit card sales until they are paid back

This financing program is not based on the quality of your personal credit. The lender will look at your credit just to insure you are not currently in trouble, such as having any large outstanding collections owed or judgments or liens. The lender just wants to insure no creditors are going to purse you, causing you to default on the merchant loan, and they don’t look at the personal credit to make their main lending decision.

This is a great funding program for you if you have good credit card processing volume monthly!

Phone: (877) 674-2942

            (318) 747-2727
Fax:     (866) 904-6137
Office Hours:
Monday - Friday:  9:00 a.m. CST
to 5:00 p.m. CST


Phone Hours:
To accomodate our clients' busy
schedules, we are available for phone consultations until 8:30 p.m. CST (by appointment only).

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